UnderwritingFiles in reviewAPP-2148-C

Mortgage file — Delgado, R.

Conventional 30-yr · $412,000Submitted 2h ago AI-parsed

Gross monthly income

$11,842

verified

Debt-to-income

34.2%

under-limit

Credit score

742

good

LTV

79%

Extracted from 14 documents

Parsed in 2m 43s · 4 items need human review

1040 — Schedule C (2024)

42 fields extracted

Verified

W-2 — Meridian Health (2024)

12 fields extracted

Verified

Bank statements — Chase ×4488

380 fields extracted

Verified

Paystub — Aug 2025

8 fields extracted

Needs review

State ID — CA DL

7 fields extracted

Verified

Employer verification letter

4 fields extracted

Needs review

Flags & discrepancies

Human-in-the-loop review required

Employer name mismatch
Paystub reads "Meridian Health System" — W-2 reads "Meridian Health Systems Inc." Common suffix variance; recommend written confirmation.
Deposit outlier — Nov 2024
$4,200 deposit memo'd as "bonus" not reflected on W-2. Verification letter recommended before including in qualifying income.